How To Buy Property With Your Super Money

• Want a large asset for your future that keeps on growing?
• Don’t want to be just passively involved with your money?
• Interested in paying no out-of-pocket expenses for your retirement asset?
• Looking for expert guidance that gets the best results for you?
• Find out how to buy property with your super money and take control of your financial future!

Since 2007, the rules governing how you can use your Self-Managed Super Fund have changed. You now have the power to leverage your super through a Self-Managed Super Fund (SMSF) to borrow funds and invest in property rather than buying outright. You can hold property in your retirement assets with no out-of-pocket expenses when you know how to buy property with your super money.

With the share market more precarious than ever, it’s becoming increasingly popular to invest in SMSF funded property agreements. The most enticing aspect of such an investment is that you don’t have to pay any expenses out of your own pocket and upon reaching pension phase, if you want to sell your investment property, you don’t have to pay any Capital Gains Tax. This is in addition to the fact that a property bought inside of your SMSF only pays 15% tax while a property bought outside of your SMSF incurs up to 46.5% tax. The savings are immense to leverage one of your assets in order to grow another and establish a well-funded retirement source.

In the case of residential properties, you can borrow up to 70 or 80 per cent of the total cost and use your SMSF to cover deposit, up-front costs, and ongoing expenses. Your SMSF essentially funds the mortgage payments of your property and income from the property such as rent goes back into your SMSF. Any initial shortfall is covered by your super contributions until the property becomes cash flow positive and self-funding.

Understanding how to buy property with your super money establishes long-term sustainable assets and a solid foundation for your future. Understanding how to buy property with your super money enables you to play a bigger game and grow more substantial assets without the inherent risks associated with areas such as the share market.

Unlock the potential of your super and start preparing for your future today. Investing in property with your SMSF makes it possible for you to construct a secure retirement strategy made of tangible bricks and mortar. A superannuation specialist can help you actively engage with your super fund and manage how it performs to give you everything you need for retirement with expert advice on how to buy property with your super money.

If you want to know more about how to buy property with your super money, check out Super Alchemy. Super Alchemy’s committed team provides specialist guidance regarding your super: how to boost your super and how to buy property with your super money.